| Be aware of Doorstep scams:  Cold callers who appear at your home offering to do work such as driveways, roofing, or gardening. The work is often overpriced and poorly done, and the "traders" are untraceable.      ·  Bogus tradesmen:  These individuals provide fake identities or contact information, deliver poor-quality work, or bill you for services you never agreed to.   How to avoid scams  ·  Don't deal with cold callers: Never agree to work or offers from unsolicited doorstep callers, whether in person or by phone.    ·  Be wary of high-pressure tactics: Be suspicious of "limited time" offers or pressure to act immediately.   ·  Never pay large upfront fees: Legitimate traders do not ask for large payments before starting work. Be especially cautious about paying by cash, as it is untraceable.    ·  Do your research: Always get quotes from multiple, reputable tradespeople. Check that they have a physical address and can show ID or credentials. For online traders, check if they are regulated by the Financial Conduct Authority (FCA) or are a registered firm with the Commodity Futures Trading Commission (CFTC).   ·  Don't be rushed: Take your time to make a decision and get a written quote.    What to do if you've been scammed  ·  Report it:  Report the incident to Action Fraud or your local Trading Standards via Citizens Advice.   ·  Contact your bank:  Report the fraud to your bank or credit card company immediately.   ·  Stop all contact:  If you are dealing with an online scam, do not invest any more money or give them further information.  |