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Criminals continue to target residents with sophisticated banking scams, often pretending to be from your bank, the police, or well‑known companies. Their goal is simple: to gain access to your money or personal information. Here’s what you need to know to keep yourself safe.
What Banks Will Never DoNo genuine bank will ever: Ask for your PIN, online banking password, or security codesAsk you to move your money to a so‑called “safe account”Send someone to your home to collect your bank card or cashPressure you to act urgently or keep a “secret” conversationIf any of these things happen, it’s a scam.
Common Banking Scams to Watch Out ForUnexpected phone calls claiming your account has been compromisedTexts or emails saying there is a “problem” with your account and urging you to click a linkFake fraud departments telling you to transfer your money out quicklyCriminals spoofing caller ID to make it look like your bank is callingFraudsters can sound professional and convincing — but small details often give them away.
How to Protect YourselfNever share your PIN, passwords, or login codesIf unsure, hang up and call your bank back on the number from their official websiteDon’t click on unexpected links in texts or emailsUse strong, unique passwords for your online bankingSet up bank alerts to monitor transactions in real timeTaking a moment to pause and check can stop a scam in its tracks.
If You Think You’ve Been TargetedContact your bank immediately using their official numberReport any suspicious calls, texts, or emailsIf you’ve lost money, report it to Action Fraud online or via 101For emergencies where a crime is happening now, call 999
Remember:Legitimate banks will never ask you to move or transfer money for security reasons. If something doesn’t feel right, it probably isn’t. |